Even after a long and fulfilling life, it’s common to have a few regrets. For some seniors, this means learning something new, or trying to pursue a college degree that they had to put on hold for the sake of raising a family.
Not only is it becoming more common for tuition bills to arrive in households covered by Medicare, but colleges are taking note, too. Take for example the University of Arkansas. Seniors, or just adults over the age of 60 have the opportunity to take college classes alongside people one-half to one-third their age.
There’s no need to bore you with all of the medical studies, but researchers are all on the same side that older Americans who exercise and try to stay fit are less likely to get hurt, develop medical conditions and a number of other bad things.
So, there’s the good news. The bad news for many is that the idea of walking a 5K, 10K or even eating the right number of servings of vegetables doesn’t sound like fun. Which is the case most of the time. There are alternatives, though, and they are worth checking out.
Medicare is a wonderful thing for many seniors. It offers substantial savings on healthcare costs, and it will be funded for at least the next couple decades. So with all that said, why are there significant issues? Let’s start with those who have adult children, and spouses with substantial age gaps.
The health service is only available to those who are 64 years old or more. So spouses who are younger don’t have that access, unless they are disabled. That causes a multitude of problems. One, many people who are accessing Medicare are retired or about to. Even those who still plan on working part-time often don’t get health insurance from their work. So it falls onto the younger spouse to figure out how to get healthcare.
There are a number of drugs that are common in nursing homes and even assisted living facilities. As we get older, All About Medicare recognizes that age-related conditions often require medication. But that doesn’t mean that some aren’t dangerous, and should be used sparingly.
A class of medications called anti-psychotics is a good example of this. Medicare spent some $116 million in reimbursing facilities on these potentially very powerful drugs that psychiatrists said weren’t necessary. But there’s a serious risk in these drugs.